Make It Even vs Splitser
Splitser, known in the Netherlands as WieBetaaltWat, is strong at one thing in particular: settling up over European bank rails. If your whole group banks in the eurozone and wants to square debts straight from their accounts, that regional focus is a real advantage.
Make It Even is built to be fair across borders instead of optimized for one region. It supports 14 currencies, and each expense locks the FX rate from its own date, so a shared ski trip and a shared grocery run keep their original conversions no matter when you look back.
Where the two overlap is the day-to-day splitting. The difference is reach: Make It Even pairs broad currency handling with monthly budgets, debt simplification, and settle-up links that work wherever your friends happen to pay each other.
| Feature | Make It Even | Splitser |
|---|---|---|
| Free tier & ads | Free: 3 active groups, 5 friends, no ads, no daily limits | Free tier available; check current terms |
| Pricing model | Free, with Pro at $3.99/mo or $29.99/yr | Free with optional paid upgrades |
| Split types | Equal, exact, percentage, shares; itemized on Pro | Equal and custom shares |
| Multi-currency & FX | 14 currencies; each expense locks that day's rate | Multi-currency support, region-leaning |
| Receipt scanning | AI receipt scan on Pro | Receipt handling varies |
| Debt simplification | Yes, fewest payments | Yes |
| Group budgets | Monthly group budgets included | Not a core feature |
| Settle-up & payments | PayPal / Venmo / Cash App links | EU bank-rail settlement focus |
| Data export / privacy | GDPR export and delete | EU-based, GDPR-aligned |
| Platform & setup | Hosted, installable PWA, zero setup | Mobile apps and web |
Why people switch to Make It Even
Currency without a home region
Splitser leans toward European banking. Make It Even treats 14 currencies evenly, so a mixed-nationality group isn't second-class.
Rates that don't move
Each expense keeps the FX rate from the day it was added, so older entries never re-convert and totals stay trustworthy.
Budgets built in
Set a monthly cap per group and watch spending against it, a feature Splitser doesn't center on.
Settle however you pay
Instead of one settlement rail, Make It Even links out to PayPal, Venmo, or Cash App so people pay the way they already do.
Questions
- Is Make It Even tied to a specific country's banks?
- No. It links out to PayPal, Venmo, and Cash App for settling, rather than relying on one region's bank-transfer system.
- How many currencies does Make It Even support?
- Fourteen, and every expense records the exchange rate for its own date so converted history stays consistent.
- Does Make It Even have group budgets?
- Yes. You can set a monthly budget per group and track spending against it.
- Is my data GDPR-compliant?
- Yes. You can export or delete your data at any time under GDPR.
- Do I need to install anything?
- No. Make It Even runs in the browser and installs as a PWA if you want an app-like icon on your phone.