What exchange rate does Make It Even use for currency conversion?

Rates come from Frankfurter, a curated dataset of European Central Bank published rates. The rate is pulled for the date of each expense and stored permanently with that expense.

Can we settle up in a different currency than we used on the trip?

Yes — you log expenses in whatever currency you paid, and Make It Even converts everything to whichever settlement currency your group decides on.

What if we paid for something in two currencies on the same day?

Each expense is logged separately with its own currency, so you can have a Euro hotel bill and a GBP train ticket on the same day with no conflict.

How do we share the trip summary with people who weren't in the group?

Every group has a public trip summary link — a read-only page showing all expenses — that you can share with anyone without giving them access to add or edit.

Is Make It Even free for travel groups?

The free tier covers multi-currency splitting, locked FX rates, and debt simplification for up to 3 groups. Pro adds AI receipt scanning and itemized splitting, which are handy for complex travel expenses.

For Travel groups

Pay in yen on Monday, settle in dollars on Friday

Make It Even locks the real exchange rate the day each expense is paid, so when you settle up at home, nobody gets shortchanged by rate drift or bad math.

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The usual headaches

Logging an expense in euros three days after you paid makes the rate meaningless
Someone always ends up footing a big bill abroad and can't remember what it converted to
Splitting a multi-currency trip by hand means someone is wrong and everyone agrees to just let it go
Group chats full of forwarded receipts and running totals that nobody trusts

How Make It Even helps

Locked FX rates per expense

Every expense captures the real exchange rate for that exact date from Frankfurter's published data. The rate is stored with the expense permanently — no recalculation when rates move later.

14 currencies supported

USD, EUR, GBP, JPY, CAD, AUD, CHF, HKD, NZD, SEK, NOK, DKK, KRW, and SGD — covering the destinations where groups most often run into currency complexity.

Log expenses in the local currency

Pay for dinner in Thai baht? Log it in baht. Make It Even handles the conversion to whatever settlement currency your group uses.

Debt simplification across currencies

After a two-week trip with eight people paying in four currencies, Make It Even collapses everything into the minimum number of payments in your home currency.

Public trip summary

Generate a shareable link to a read-only summary of the trip's expenses — useful for anyone who wants to see the full picture without joining the group.

AI receipt scanning (Pro)

Point your camera at a foreign receipt and let Make It Even pull out the amount, currency, and date automatically — faster than squinting at an unfamiliar format.

Get going in three steps

1
Create your trip group before you leave
Name the group after your destination, add everyone, and choose your settlement currency. Everyone can log expenses on their own phone the moment they pay.
2
Log each expense in the currency you paid
Add the local amount and currency when you pay — Make It Even locks that day's exchange rate on the spot. No need to look up or agree on a rate later.
3
Settle up once you're home
All expenses convert to your settlement currency using the locked rates. Make It Even calculates the fewest payments to zero everyone's balance and links out to Venmo, PayPal, or Cash App.

Questions

What exchange rate does Make It Even use for currency conversion?: Rates come from Frankfurter, a curated dataset of European Central Bank published rates. The rate is pulled for the date of each expense and stored permanently with that expense.
Can we settle up in a different currency than we used on the trip?: Yes — you log expenses in whatever currency you paid, and Make It Even converts everything to whichever settlement currency your group decides on.
What if we paid for something in two currencies on the same day?: Each expense is logged separately with its own currency, so you can have a Euro hotel bill and a GBP train ticket on the same day with no conflict.
How do we share the trip summary with people who weren't in the group?: Every group has a public trip summary link — a read-only page showing all expenses — that you can share with anyone without giving them access to add or edit.
Is Make It Even free for travel groups?: The free tier covers multi-currency splitting, locked FX rates, and debt simplification for up to 3 groups. Pro adds AI receipt scanning and itemized splitting, which are handy for complex travel expenses.