Is Make It Even free like Splitwise?

Yes — the free tier covers 3 active groups and 5 active friends with all the core splitting, multi-currency, debt simplification, and budgets. Pro is optional at $3.99/month or $29.99/year.

Does Make It Even charge for currency conversion?

No. Multi-currency across 14 currencies is free, and each expense locks that day's exchange rate so your history never drifts.

Can I import my data from Splitwise?

There isn't a one-click Splitwise import at the time of writing, but you can start fresh quickly since free includes 3 groups and recurring expenses.

Does the free tier show ads?

No. Make It Even's free tier has no ads and no daily limit on how many expenses you can add.

What do I get with Make It Even Pro?

Pro adds AI receipt scanning, itemized splitting, spending charts and insights, CSV export, and unlimited groups, with a 14-day trial.

Make It Even vs Splitwise

If you split costs with roommates, a partner, friends, or a travel group, Splitwise is probably the first name you've heard. Make It Even covers the same core job — track who paid, split fairly, and settle up — but makes a different set of choices about what belongs in the free tier and how multi-currency history is handled.

The biggest practical difference is around currency. Make It Even lets you record expenses in 14 currencies for free, and every expense locks in that day's exchange rate, so a trip you logged last year never silently re-converts at today's rate. Splitwise has historically placed currency conversion behind its paid tier and re-converts at current rates.

Make It Even's free tier also has no ads and no daily limit on how many expenses you can add, and it includes group monthly budgets — a feature Splitwise doesn't offer. Below is an honest, feature-by-feature look. Splitwise is a trademark of its respective owner; details below reflect our understanding at the time of writing.

Feature	Make It Even	Splitwise
Free-tier limits & ads	No ads, no daily expense cap; 3 active groups, 5 active friends	Free tier shows ads and, at the time of writing, limits how many expenses you can add per day
Pricing model	Free, or Pro at $3.99/mo / $29.99/yr with a 14-day trial	Free tier plus a paid subscription (price varies; check their site)
Split types	Equal, exact, percentage, shares, and itemized (itemized is Pro)	Equal, exact, percentage, and shares
Multi-currency & FX	Free; each expense locks that day's rate so history never drifts	Currency conversion is a paid feature and re-converts at today's rate
Receipt scanning	AI receipt scanning on Pro	Receipt scanning offered on its paid tier
Debt simplification	Free; suggests the fewest payments to settle	Debt simplification available
Group budgets	Group monthly budgets included free	No group budget feature
Payments / settle-up	PayPal, Venmo, and Cash App deep links plus cash	Integrated payment options vary by region
Recurring expenses	Included free	Recurring expenses available
Data export & privacy	CSV export (Pro); GDPR data export and account deletion	Export options vary by tier
Platform	Installable PWA that works on any modern browser	Native iOS/Android apps and web

Why people switch to Make It Even

Free multi-currency that doesn't rewrite history

Make It Even includes multi-currency for free and locks each expense to its own day's exchange rate, so past trips stay accurate. Splitwise treats conversion as a paid feature and re-converts at current rates.

No ads, no daily cap

The free tier has no advertising and no limit on how many expenses you can log in a day, which is handy on a busy trip or shared apartment.

Group monthly budgets

Set a monthly budget per group and watch it as expenses come in — something Splitwise doesn't offer.

Lower-cost Pro

Make It Even's Pro plan is $3.99/month or $29.99/year with a 14-day trial, adding AI receipt scanning, itemized splitting, spending charts, CSV export, and unlimited groups.

Try Make It Even free

Questions

Is Make It Even free like Splitwise?: Yes — the free tier covers 3 active groups and 5 active friends with all the core splitting, multi-currency, debt simplification, and budgets. Pro is optional at $3.99/month or $29.99/year.
Does Make It Even charge for currency conversion?: No. Multi-currency across 14 currencies is free, and each expense locks that day's exchange rate so your history never drifts.
Can I import my data from Splitwise?: There isn't a one-click Splitwise import at the time of writing, but you can start fresh quickly since free includes 3 groups and recurring expenses.
Does the free tier show ads?: No. Make It Even's free tier has no ads and no daily limit on how many expenses you can add.
What do I get with Make It Even Pro?: Pro adds AI receipt scanning, itemized splitting, spending charts and insights, CSV export, and unlimited groups, with a 14-day trial.