Make It Even vs Spliit

Spliit is an open-source expense splitter you can self-host, which is a genuinely good thing if you run your own server and want full control of your data. Make It Even takes the opposite stance: it is hosted, so you sign up and start splitting in under a minute with nothing to deploy, patch, or back up.

Both apps do the core job of tracking who paid and who owes. The differences show up around the edges. Make It Even adds monthly group budgets, per-expense FX rate locking across 14 currencies, AI receipt scanning, and debt simplification that collapses a tangle of IOUs into the fewest payments.

If you enjoy running infrastructure, Spliit is a fair pick. If you want a couples-or-roommates ledger that just works on your phone, the table below lays out where each one lands.

FeatureMake It EvenSpliit
Free tier & adsFree: 3 active groups, 5 friends, no ads, no daily limitsFree and open-source; no ads
Pricing modelFree, with Pro at $3.99/mo or $29.99/yrFree software; you pay for hosting if self-hosted
Split typesEqual, exact, percentage, shares; itemized on ProEqual, by amount, by share, by percentage
Multi-currency & FX14 currencies; each expense locks that day's rate so history never driftsMulti-currency support varies by version
Receipt scanningAI receipt scan on ProNo built-in AI receipt scan
Debt simplificationYes, fewest paymentsYes
Group budgetsMonthly group budgets includedNot a core feature
Settle-up & paymentsPayPal / Venmo / Cash App linksManual marking
Spending charts & CSV exportCharts and CSV export on ProExport depends on the instance
Data export / privacyGDPR export and delete, no adsYou own the database when self-hosted
Platform & setupHosted, installable PWA, zero setupSelf-host or use the public instance; Docker deploy

Why people switch to Make It Even

Nothing to deploy

Spliit asks you to host it yourself for full control. Make It Even is already running, so you skip the server, the updates, and the backups.

FX that stays put

Every Make It Even expense stores the exchange rate from the day it happened. A trip you logged in March converts the same way in June, no silent drift.

Budgets and receipt scanning

Monthly group budgets and AI receipt scanning aren't part of the standard Spliit experience. They are built into Make It Even.

Built for phones

Make It Even installs as a PWA and is designed mobile-first, so adding an expense at the dinner table takes a few taps.

Questions

Is Make It Even open-source like Spliit?
No. Make It Even is a hosted product rather than self-hosted software, which means there is nothing for you to run or maintain.
Can I self-host Make It Even?
Not at the moment. It runs as a hosted service, so you sign up and start using it without provisioning anything.
Does Make It Even handle multiple currencies?
Yes, across 14 currencies, and each expense locks that day's FX rate so converted totals stay consistent over time.
Can I export my data?
Yes. Pro users get CSV export, and every account can request a GDPR data export or full deletion.
What does Make It Even add over a basic splitter?
Monthly group budgets, debt simplification, recurring expenses, settle-up links, and on Pro, receipt scanning and spending charts.

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