Make It Even vs Spliit
Spliit is an open-source expense splitter you can self-host, which is a genuinely good thing if you run your own server and want full control of your data. Make It Even takes the opposite stance: it is hosted, so you sign up and start splitting in under a minute with nothing to deploy, patch, or back up.
Both apps do the core job of tracking who paid and who owes. The differences show up around the edges. Make It Even adds monthly group budgets, per-expense FX rate locking across 14 currencies, AI receipt scanning, and debt simplification that collapses a tangle of IOUs into the fewest payments.
If you enjoy running infrastructure, Spliit is a fair pick. If you want a couples-or-roommates ledger that just works on your phone, the table below lays out where each one lands.
| Feature | Make It Even | Spliit |
|---|---|---|
| Free tier & ads | Free: 3 active groups, 5 friends, no ads, no daily limits | Free and open-source; no ads |
| Pricing model | Free, with Pro at $3.99/mo or $29.99/yr | Free software; you pay for hosting if self-hosted |
| Split types | Equal, exact, percentage, shares; itemized on Pro | Equal, by amount, by share, by percentage |
| Multi-currency & FX | 14 currencies; each expense locks that day's rate so history never drifts | Multi-currency support varies by version |
| Receipt scanning | AI receipt scan on Pro | No built-in AI receipt scan |
| Debt simplification | Yes, fewest payments | Yes |
| Group budgets | Monthly group budgets included | Not a core feature |
| Settle-up & payments | PayPal / Venmo / Cash App links | Manual marking |
| Spending charts & CSV export | Charts and CSV export on Pro | Export depends on the instance |
| Data export / privacy | GDPR export and delete, no ads | You own the database when self-hosted |
| Platform & setup | Hosted, installable PWA, zero setup | Self-host or use the public instance; Docker deploy |
Why people switch to Make It Even
Nothing to deploy
Spliit asks you to host it yourself for full control. Make It Even is already running, so you skip the server, the updates, and the backups.
FX that stays put
Every Make It Even expense stores the exchange rate from the day it happened. A trip you logged in March converts the same way in June, no silent drift.
Budgets and receipt scanning
Monthly group budgets and AI receipt scanning aren't part of the standard Spliit experience. They are built into Make It Even.
Built for phones
Make It Even installs as a PWA and is designed mobile-first, so adding an expense at the dinner table takes a few taps.
Questions
- Is Make It Even open-source like Spliit?
- No. Make It Even is a hosted product rather than self-hosted software, which means there is nothing for you to run or maintain.
- Can I self-host Make It Even?
- Not at the moment. It runs as a hosted service, so you sign up and start using it without provisioning anything.
- Does Make It Even handle multiple currencies?
- Yes, across 14 currencies, and each expense locks that day's FX rate so converted totals stay consistent over time.
- Can I export my data?
- Yes. Pro users get CSV export, and every account can request a GDPR data export or full deletion.
- What does Make It Even add over a basic splitter?
- Monthly group budgets, debt simplification, recurring expenses, settle-up links, and on Pro, receipt scanning and spending charts.
Related reading
- Use case
Couples
- Use case
Families
- Guide
How to build a system for tracking shared expenses
- Guide
How to Split a Mortgage When You're Not Married: By Ownership Share, Income, or a Custom Split
- Guide
How to Split a Phone Bill: Family Plans, Unequal Lines, and Monthly Tracking
- Guide
How to Split a Subscription: Solving the 'Everyone Owes Me $4' Problem